UnumProvident Claim Denials
The UnumProvident Corporation is the largest disability insurance company in the United States, handling almost forty percent of disability insurance policies, covering over 17 million Americans. Disability insurance policies are intended to provide compensation in the event that you are unable to work due to injury or illness. In recent years, it has come to light that UnumProvident has been systematically denying new, legitimate disability claims and canceling existing claims in order to boost profits. Quadrino & Schwartz has been at the forefront of challenging UnumProvident’s bad faith disability insurance practices. UnumProvident’s disability insurance divisions operate under the following names:
- Paul Revere Life Insurance Company
- First Unum Life Insurance Company
- Unum Life Insurance Company of America
- Provident Life and Accident Insurance Company
- Provident Life and Casualty Insurance Company
Evidence shows that since 1995, UnumProvident and its subsidiaries have engaged in the practice of terminating and denying legitimate disability claims. Monthly financial targets were set by the company and claims handlers who shut down the largest claims were lauded and compensated. The company also seeks biased reports from physicians or ignores reports from unbiased physicians, destroys certain information in claims files, misrepresents policy terms, and attempts to claim that policyholders were covered under ERISA, which limits the remedies available. Reports from current and former UnumProvident employees reveal that in the 1990’s, the company began aggressive programs rewarding employees to shut down existing disability claims. Our law firm has successfully represented hundreds of policyholders against UnumProvident and its subsidiaries. If you are in the claims process or your claim has been denied, please fill out our contact form, located on the left panel of this page.